Tag Archives: disaster restoration

A week of hurricane preparation: Crucial steps to take

Hurricanes are a risk that all southern and eastern coastal communities are in danger of. The storms can form and can strengthen rapidly leaving little time for proper preparation. This list details things you can do within a week to help get your family and your home ready for the impact.

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INSURANCE:

  • Pull out your insurance documents. Make note of your coverage limits and your deductibles. Consider how much you’d need to cover the cost to replace your home’s structure, your personal belongings and your automobile. Call your agent(s) to confirm that you understand everything correctly.
  • Make a video inventory of your entire house including inside drawers, closets, etc. For higher priced and valuable items make sure to get the make/model, serial number and any other information that would be required to prove the value. Upload the video(s) to the cloud.

Extra Tip: Anyone with a child renting their own place should make sure that they have an active renter’s insurance policy and that they follow these same steps.
EVACUATION:

  • Much like an emergency kit but not in place of, pack everyone in your household a bag or suitcase with everything they would need for 2-3 days such as outfits, chargers, weather gear, etc. Critical medicine, food and water should be in every bag in case one gets lost. Don’t forget to pack one for your animals!
  • Make sure everyone has a phone list of emergency contacts (at least each other, a local contact and a contact that is out of the area). These should be programmed into phones and a printed copy should be in every bag with instructions on where to go if you get split up. You should have a safe place planned locally and another safe place to meet should you have to evacuate.

Extra Tip: When cell service is bad a text message may go through when a phone call won’t. Plan basic, short text messages to be shared among your emergency contacts such as “Safe. At Mimi’s”.
PROPERTY:

  • Take any movable items outside your home and move them inside. For items that are too heavy or large to move in, use cables or chains to secure them down so they can’t be blown around.
  • Consider purchasing a heavy-duty gasoline container to be filled and stored it in a cool, well-ventilated area. You don’t want to wait for an evacuation order to start running vehicles and gas cans to the station. Not only could the station run out of fuel before you get there, waiting would take precious time from other preparations and delay your departure.
  • Prepare to board up. Measure all window and glass door openings (include the framing). Purchase plywood pieces and pre-cut them to fit your measurements. Some lumber stores such as Home Depot and Lowe’s may even have a panel saw and can cut them for you. Grab a box of screws and a drill if you don’t have one.

Extra Tip: Consider purchasing a generator. If you do purchase one, first test all your carbon monoxide detectors, then pick a safe place that you’ll be able to run it. The running place should be outside in a well ventilated are (no garages or basements!), that is dry and where you can quickly connect to it. Watch this video by Lowe’s for some other important generator tips: https://www.youtube.com/watch?v=eaLamTvTQc0
Questions? Concerns? Recommendations? Give us a call or send us an e-mail. We’re happy to help!

Cleaning up after Cape Cod’s tornadoes

When you think of Cape Cod, Massachusetts what sort of weather dangers come to mind? Hurricanes and Nor’easters are common answers, but “tornado” isn’t common at all. Seeing the aftermath of this week’s high grade EF1s that impacted Yarmouth, Dennis, Harwich, Chatham and surrounding areas, that may change. Although Cape Cod wasn’t specifically prepared for the sudden impact of the rare weather event, the response of the towns and first responders was fantastic and thankfully no serious injuries have been reported.South Dennis, MA Tornado Weather 7/23/19

Once the storm had passed the sun came out for a moment allowing us a quick peek of blue sky. Although that tempted people to want to walk about and survey the aftereffects, local authorities urged everyone to stay inside. The hours after a natural disaster are the most crucial for restoration efforts. Immediate dangers need to be assessed, unsafe/impassible roads need to be blocked off and detour points need to be established, medial emergency responders need to be able to safely navigate the labyrinth of streets, utility emergency responders need the limited routes as clear as possible as they work to assess services, and as the tree blockades are found they need to be accessed quickly by fellers (because no one in need of an ambulance wants them stuck in a labyrinth of downed trees!). In addition to all that, downed wires are deadly and until they’ve been identified and secured it’s simply not safe.

Cape Cod Tornado Damage Willow Tree Uproots in Brewster, MAWith any natural disaster first you assess and secure, then clean-up and restore. Any serious wind event brings a surge of calls to professional restoration companies from property owners who’ve had trees fall on their home or business. The first thing to do is remove the tree from the structure. Once that is safely done and the tree is on the ground it’s important to immediately board-up any openings it created. After the property has been secured then it’s time to assess the interior damage.

When it comes to insurance coverage this is where things can vary significantly from owner to owner. The deductible on a policy is the portion you are personally responsible for paying out of pocket on a claim. Some policies have a special wind deductible that is different than the standard policy deductible (and often quite larger). If you have a wind deductible on your policy and the wind of the storm toppled a tree on your home then that’s the deductible you’ll be looking at paying with your claim. Other policies may narrow the criteria of the special deductible to hurricanes and named storms, not all wind events. An interesting exclusion we’ve run into on some calls is that although some insurance companies may include the cost to remove the tree from the structure in the claim, removing the tree from the property may not be included and then it’s up to the homeowner to get it chopped up and moved away (or stacked to season for cozy winter fires). These variables and this week’s storm are reasons why our monthly maintenance checklist schedule has you review the different deductibles of your policies with your agent at least once a year.

Cape Cod Tornado Wind downs Brewster Tree at Farm The support and acts of kindness seen and heard around the community have our hearts overflowing. Let’s keep that strength showing. If you see a first responder, thank them. If you’re still without power, be patient. Crews are still working around the clock to get you back up and running. A smile and snack will help them do that more than any complaint ever will. If you’ve offered a helping hand, even something as simple as checking in on your elderly or ill neighbors, thank you!

Have any questions about emergency board-up services or natural disaster response? Send us a message or give us a call! Sharing and supporting the #CapeStrong spirit? Show us on Facebook or Twitter! @whalenrestoration @whalenservices

 

It’s Personal…

What’s More Personal Than a Person’s Home?

HomeWe all hope that we’ll never need the services of a professional restoration company. The reality is that you or someone you know will have a situation that requires them. Why should Whalen Restoration Services be the first choice for Cape Cod, MA property owners? Most people want to work with an established company that has a great reputation. They want the company to be licensed and insured, the workers to be experienced and trained, and the best tools available to be used with up-to-date techniques. There isn’t a restoration company that won’t claim to have all of these positive attributes. Our special difference: Whether the project involves a residential property or a commercial property, our President, Bill Whalen, is tuned in to the needs of the owner.

Bill ensures that all of us at Whalen Restoration Services realize that there is nothing more personal than someone’s home. If put in the same situation we would want to be back in our own homes as soon as possible, and we work diligently to be sure that our clients are. Business owners have additional concerns, specifically the expense of being unable to operate the business while the restoration is ongoing. We helped one restaurant owner who had a fire just before a major holiday, and another restaurant owner whose building was hit by a car at the height of the summer season. Anyone who is familiar with Cape Cod knows that being closed during those times would be devastating for business! We also saved business for a hotel where, had we not responded in the fashion that we did, a wedding would have been forfeited. Our timely restorations also saved the insurance companies significantly in all of these cases. Bill’s empathy and understanding for the business owner contributes immensely to the successful completion of their restoration projects.

Many of us here at Whalen Restoration Services have homes and families of our own, so we completely understand that it is personal to have us in yours. This business is even family owned and operated. These are huge reasons why we’re committed to restoring every residential and commercial property to its pre-loss condition in a timely fashion with quality and courtesy.

Want to learn more about Bill and our office staff? Read on!

Why We Are Still Talking About Hurricane Sandy

It was last fall that Hurricane Sandy battered the east coast, but we are still seeing pictures today of the damage inflicted and reading about Sandy Relief Fund donations. Pictures portray areas that have hardly been touched since the super storm hit. Community assistance and volunteers are still widely needed and funding is still an issue. Why are we still buzzing about Sandy? Thank Katrina.

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Much of the hundreds of millions of federal dollars provided to the residents of Louisiana after Hurricane Katrina cannot be accounted for. Funds were provided for the homeowner’s to elevate their homes above floodwater threat levels with a deadline of 3 years to complete the elevation. Here we are years later seeing the level of homes unchanged. The mass search of receipts to prove where exactly the funds were spent is a headache of a mess. Trying to collect the funds back from non-compliant homeowners is going to be difficult if not near impossible.

By the time Hurricane Sandy devastated New Jersey, those with the power to grant the funds learned from what happened in Louisiana.  Planning to release the finds in installments was part of the process of avoiding the mess. This plan involves more support including but not limited to production management, inspections, confirmation of work completion, and then collection. Where more support is required, more funds are required to cover that support. More time is required for the communication between each support system. An estimated 26,000 homeowners will benefit from federal programs upon approval, but these limited funds are approved for specific repairs and it is necessary to ensure that they are used properly.

Even in some of the average covered losses I see within the year, this installment process is present. The urgency to repair after a widespread catastrophe cannot compare, but the steps on how to collect can. If the funds are approved and released upon an agreed scope of repairs, you would divide the services by the payments required to complete them. Once one percentage of the project is complete, application for the payment is submitted. The work is inspected to confirm completion, and then funds are released. In doing this, someone, contractor or homeowner, is covering the cost and then maybe being reimbursed by the insurance company. Although this is a longer process, it protects policy holders from the dangers of fraud. In a large catastrophe situation, it protects disaster relief depletion due to those who don’t intend to spend the small amount of available funds as instructed.

Of course, there are other reasons we are still seeing incomplete restorations. These are not limited to insufficient insurance coverage, funding, and property view debates. There were homeowner’s blindsided to find that their basic insurance didn’t cover flood loss. Neighbors are arguing about view obstruction from house elevation. Many owners have now come to find that they need to completely tear down their homes and rebuild from scratch.  Any unattended homes by now that still had water damage would be ridden with mold.

We also still get to witness the beauty within all the devastation. Even back after Hurricane Katrina hit, the growth in the presence of community is grand. With each large disaster, there are still thousands of people willing to help. Disaster relief committees learn from the last catastrophe to more effectively restore from the current. All the talk we still hear and pictures we still see about Hurricane Sandy are a great reminder that homeowners and renters not only need to learn from what happened, but also apply it. This 2013 hurricane season starts on a canvas perfect for another large storm. Plan ahead, review your coverage, and be aware of your risk.

 

For specifics on New Jersey’s recovery from Superstorm Sandy (also a great resource for victims) visit http://www.fema.gov/news-release/2013/07/15/new-jersey-recovery-superstorm-sandy-numbers

For great resources to plan and prepare for any disaster, visit: http://www.fema.gov/plan-prepare-mitigate